Factors of Varying Car Insurance Rates

By Jacoby Z Poore As we all know there are a variety of factors when it comes to the insurance rates that we get on our cars. I think the main factors for this are location, coverage, record, age and gender. First variable that actually makes a big difference is the location in which the driver has to get the insurance. I have been insured at almost identical times in my life in two different states, Massachusetts and Washington. With almost identical coverage I have got two completely difference pricing on my rates. Being insured in Washington I found insurance for 40 dollars a month. In Massachusetts the minimum I was able to find was around 112 dollars a month, almost 3 times as much as the Washington insurance. I can only assume that this is the same for other states as well. If...

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Factors Involved In Choosing Car Insurance

By Craig L Wumer Choosing the right car insurance company can be quite a burden to an unprepared individual. There are tons of companies to choose from, all of which have many positives and negatives. Car insurance is a legal requirement for any person who chooses to drive, or even own a car. Since it is a legal requirement, it is almost mind boggling how many differences exist between insurance companies. Customer satisfaction, price, and many other factors should play a part in what insurance company a person chooses.How does a person choose the correct car insurance company for them? There are many factors to consider before a person ever commits to an insurance company. Most importantly, is cost. How much does a policy cost? The cost can vary wildly depending on many factors. Some...

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Car Insurance - The Fun Begins When You Turn 16

By Craig L Wumer Once a person turns sixteen years old, there is only one thing he or she wants... and that is to get a car. Because, as everyone knows, owning a car is a person's first step towards freedom and independence. On the other side of that coin, however owning a car is also usually a person's first taste of personal responsibility. Once a person gets their license, and is old enough to drive, they need to look into getting car insurance. Car insurance is necessary for everyone who uses a public road, from a person who's had a driver's license for a day, to a person who's been driving for seventy years.Why is car insurance important? Well, if a person doesn't have car insurance and they get into an accident, their world can be turned upside down. Since insurance is a legal...

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Why You Need Car Insurance And How It Works

By Craig L Wumer Anyone who has ever been involved in an accident or an incident involving a vehicle can verify that having good car insurance is very important. A lot of people wonder why they would ever need insurance...after all, they're perfect drivers. All it takes is one costly incident for a person to change their tune quickly, however. On top of the fact that driving without insurance is illegal, getting into an accident without insurance can be very, very costly. Even a small fender bender can cause thousands of dollars in damage to each vehicle as well as considerable monetary damage to property around the accident scene.Car insurance protects people from most liability in the event of an accident. There are liability limits, but for the most part, insurance will cover all...

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Car Accident Claims - How You Can Get Money From Insurance

By Bethany Collins Car insurance is mandatory in most states in the United States, but this isn't the only reason it's important you purchase it. A single accident could result in thousands of dollars in damage, not to mention medical bills and other fines and having adequate car insurance coverage can protect you from having to pay these costs yourself. However, many people find themselves in a predicament where they get into an accident, make a claim, and despite having what they think is adequate insurance coverage, have to pay for the damages themselves. You can take measures to ensure that your car insurance claims are approved. Firstly, you need to understand exactly what your policy includes or bars, right down to the fine print.1. Liability: The basic insurance coverage...

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Do You Really Need Short Term Car Insurance?

By Noah Zee Short term car insurance is one of those necessary monthly expenses for vehicle owners which can in fact not really be ignored or forsaken. Although we may often question the necessity thereof based upon our impeccable no claim history.Insurance in general is often given a bad rap because we will often pay and pay and never really see any real benefit from all the premium payments given to the insurance companies, however when the day comes that a claim is instituted and the payout is forthcoming is when we truly realize the benefit of short term car insurance or other types of insurance really.There are a few important issues when considering short term car insurance that are applicable during the application phase that require mentioning. These include that the applicant...

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Compare Auto Insurance Prices Online To Save Money

By Rajuan L Mcbride In the past, people had to make several phone calls or visit several insurance agents in their office to compare their prices. Today it becomes very easy and you can compare auto insurance prices by using an online tool for 24 hours a day. Whether you use traditional or online procedure, wise comparison is very important. Different auto insurance companies offer different prices for same policy and each company offers different rates for different groups. That's why it is very important to compare car insurance prices correctly.Auto coverage is a contract signed by the insurer and the insured party where the vehicle is insured for a specific sum in exchange for a fixed amount paid, as premium. You have to decide the amount and the duration of insurance at the time...

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