By Dub Johnston
It is foolish to presume that insurance quote web sites will automatically help obtain the cheapest insurance policies. There is no doubt that such web sites will help you sift through the clutter and identify the right policy at the most affordable price. However, the website cannot simply manufacture the cheapest deal out of thin air.
Car insurance comparison web sites will help you only if you qualify for cheapest deals on your own in the first place. Many persons treat the option of multi policy discount as the ultimate solution to overcome the problem of expensive insurance. If you do not remove the underlying reasons for your high insurance premium, you will always end up under-utilising your advantages.
Are you a good driver? You do not become a good driver just because you avoid accidents and expensive crashes. A person who is pulled over frequently for speeding will automatically end up as a high risk candidate for expensive insurance. Insurance companies are not scared of big crashes alone. They are also scared of symptoms and indications that the individual may end up in an expensive crash. Ignoring speed rules in your city or state is the best way of pushing your insurance premium higher.
Youngsters are considered the high risk candidates because they have a streak of rebelliousness in them. This is often shown in the tendency of drinking and driving. You can research the effect of a single peg of alcohol on your body and blood system if you are really interested in scientific analysis. As far as a general rule is concerned, you should not drive even if you have consumed a single drop of alcohol. Ignoring this rule is only going to lead to insurance complications at a later date.
You cannot wipe away all the black marks in your driving record in a single day. Even if you wake up in the morning and decide to become a more responsible driver, you will have to spend many weeks or months working towards your goal. The best option is to start as early as possible.
Car insurance comparison web sites may help you find their relatively affordable insurance despite these flaws in your driving profile. However, you will always end up paying more than the cheapest policy in the market available for a person with a clean record. Your goal should be to achieve that status. The only way you can achieve that goal is by paying more attention to your driving.
Dub Johnston is an Australian entrepreneur who is the brains behind QuoteMyWheels, a website which brings new way for people to make
It uses the world's first policy comparison search tool and is the only website in Australia that compares over 70 car insurance companies from multiple underwriters. You can compare companies such as and Budget
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