Once a person turns sixteen years old, there is only one thing he or she wants... and that is to get a car. Because, as everyone knows, owning a car is a person's first step towards freedom and independence. On the other side of that coin, however owning a car is also usually a person's first taste of personal responsibility. Once a person gets their license, and is old enough to drive, they need to look into getting car insurance. Car insurance is necessary for everyone who uses a public road, from a person who's had a driver's license for a day, to a person who's been driving for seventy years.
Why is car insurance important? Well, if a person doesn't have car insurance and they get into an accident, their world can be turned upside down. Since insurance is a legal requirement, a person will lose their license as well as pay a hefty fine. In addition, a person driving without insurance opens themselves up to serious liability in the event that they hurt someone or damage another person's property. A person is liable for all damage done to other people, and without insurance, a person can be sued for damages. If they cannot afford to pay cash for damages, then their property can be confiscated and sold to pay for damages. If a person doesn't have insurance, then any and all of their property is at risk in the event of an accident.
How easy is it to get car insurance? Well, it's honestly very easy. Most insurance companies keep up with technology, and have taken advantage of the internet. Almost all companies can give a person a quote online, and most can even let a person register for a policy online. A lot of insurance companies now will even give a person rate quotes from multiple other companies at the same time as theirs so that the playing field stays level and a person feels like they can trust the insurance company.
Car insurance is a 'necessary evil' and any driver needs to have it...no exceptions. Finding and starting an auto insurance policy is relatively easy, and in this time of unlimited, instant connectivity, an insurance policy can be set up and started in a matter of fifteen minutes using the internet. There is no reason not to have insurance and frankly, not having insurance is like playing with fire.
Article Source: http://EzineArticles.com/?expert=Craig_L_Wumer
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